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Everyone

Wave Money

Lollipop

WavePay is a mobile wallet application developed by WaveMoney, providing a wide range of financial services to users in Myanmar. This app, also referred to simply as WavePay, enables users to engage in digital transactions and access various financial services conveniently. Available for the Android platform, users can easily download WavePay to manage their payments, transfers, and other financial activities.

The primary function of WavePay is to facilitate money transfers between users. This feature allows individuals to send money to family and friends using just their mobile numbers, even if the recipients do not have the app installed. This capability ensures that anyone can participate in the digital payment ecosystem, regardless of their current access to technology. 

In addition to person-to-person money transfers, WavePay supports payments through QR codes. Users can scan QR codes to make instant payments at a variety of locations including grocery stores, medical shops, electronic shops, and restaurants. This feature simplifies the payment process, eliminating the need for cash transactions, which can be cumbersome and less secure.

WavePay also offers the ability to top up mobile airtime or purchase data packs for both the user’s own phone and for friends or family. This feature ensures that users can stay connected without the hassle of visiting a physical store. Moreover, users can pay their utility bills seamlessly through the app, covering services such as internet, solar energy, insurance, and microfinance loans. This integration of bill payments streamlines the financial management process for users.

Linking bank accounts or MPU cards to the WavePay wallet is another significant feature. This functionality allows users to easily transfer funds in and out of their wallets, providing greater flexibility in managing their finances. Users can perform cash-in and cash-out transactions at over 60,000 Wave agents located throughout the country, ensuring access to cash whenever needed.

Security is a critical aspect of the WavePay application. The app employs a "One Wallet, One Device" feature, which restricts access to the user’s account from a single device at any given time. This measure enhances the security of users’ financial information. Additionally, during the account setup, users are required to create a PIN, which is a four-digit number that must be entered for transaction authorization. For added protection, a six-digit secret code is required for money transfers to individuals who are not using the WavePay app, allowing funds to be collected at nearby WaveMoney agent shops.

WavePay also facilitates online shopping, enabling users to make payments on various e-commerce platforms such as Shop.com.mm and OwayFresh. This capability ensures that users can complete their purchases securely and conveniently, avoiding the need for cash on delivery. Furthermore, food delivery services like FoodPanda accept WavePay, allowing users to order their favorite meals and pay directly through the app.

Travel-related services are also integrated into WavePay. Users can book flight tickets for both domestic and international travel with providers such as FlyMya and AirKBZ. Additionally, the app supports online bus ticket purchases from various operators, providing real-time updates on seat availability. Hotel bookings can also be made through the app, simplifying the travel planning process.

The app's extensive network of merchants, exceeding 200,000, allows users to make payments by scanning the WavePay QR code at various retail locations. This widespread acceptance enhances user convenience and encourages the use of digital payments in everyday transactions.

Airtime top-ups, utility bill payments, and loan repayments across numerous partner services further enhance the utility of the WavePay application. Users can pay their insurance premiums, solar energy bills, and healthcare service fees, making it a comprehensive financial tool for managing diverse payment needs.

The flexibility and security features of WavePay make it an attractive option for users looking to engage in digital financial transactions in Myanmar. With its extensive range of services, including money transfers, bill payments, online shopping, and travel bookings, WavePay serves as a central hub for managing personal finances in a convenient and secure manner. Users seeking to enhance their financial management can benefit from the various functionalities provided by this mobile wallet application.

For more information, visit mm.com.wavemoney.wavepay.

Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service

WavePay APP by Wave Money

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